Personal Financial Management
Platform for Canadian Seniors

Personal Financial Management (PFM)
Platform for Canadian Seniors

Smart financial solutions to help Canadian seniors optimize their income and savings.

Welcome to VIVA Leading Tech Inc.

Smart Financial Solutions for Seniors

At VIVA Leading Tech Inc., we’re not just another tech company—we are a solution-driven organization committed to addressing the unique financial challenges faced by seniors. Today, many seniors struggle with fixed incomes that fail to keep pace with rising living expenses, navigating complex government benefit systems, and avoiding financial fraud. Our Personal Financial Management (PFM) Platform is a comprehensive, easy-to-use tool that empowers seniors to plan, protect, and prosper.

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Why Our Platform is a Game-Changer for Seniors

The Problem

  • 60% of Canadian seniors feel unprepared for financial challenges like inflation, fraud, or healthcare costs.
  • Millions of dollars are lost annually to financial scams targeting the elderly.
  • Government programs such as CPP, OAS, GIS, and CRSP are complex and underutilized.

Our Solution

  • AI-Powered Personalization: Insights tailored to your needs, whether it’s budgeting, healthcare planning, or understanding benefits.
  • Fraud Protection: Real-time alerts to prevent scams and protect your financial well-being.
  • Accessible Design: User-friendly features including large fonts, voice controls, and step-by-step tutorials for seniors.

Tools for Government Benefits

Simplify and maximize your entitlements from:

  • CPP: Use our calculator to estimate monthly benefits based on your contributions and retirement age.
  • OAS: Determine your eligibility and explore how to increase your benefits.
  • GIS: Calculate additional income support for low-income seniors.
  • CRSP: Plan your withdrawals strategically to minimize taxes and maximize savings longevity.

Budgeting and Expense Management

  • Create a customized budget based on your income and spending habits.
  • Get alerts on overspending and tips for saving.
  • Plan for large expenses, such as travel or home repairs, with confidence.

Inflation Prediction Tools

  • Our AI analyzes trends to predict inflation and its impact on your finances.
  • Adjust budgets proactively to ensure stability, even as costs rise.

Fraud Prevention and Protection

  • Monitor transactions for suspicious activity.
  • Receive real-time alerts to stop scams before they happen.
  • Access educational resources on recognizing and avoiding fraud.

Healthcare Cost Forecaster

  • Predict medical expenses based on historical data and personal health factors.
  • Allocate savings to prepare for future healthcare needs.

Investment Guidance

  • Receive tailored advice on low-risk investment strategies.
  • Protect your savings while maximizing potential returns.

What Makes Us Different?

  • Tailored for Seniors: Every feature is built with your needs in mind—simple, accessible, and effective.
  • AI-Powered Precision: Advanced tools provide real-time advice, budgeting insights, and fraud protection.
  • Proactive Planning: From inflation prediction to healthcare cost forecasting, we help you stay ahead of financial challenges.
  • Secure and Trustworthy: Your data is protected with robust encryption and compliance with Canadian privacy standards.

Your Financial Future is Our Priority

Start Your Journey Today

Join the thousands of Canadian seniors who trust VIVA Leading Tech Inc.
To simplify their finances and secure their futures.

Our Latest News

Are You Using the Canada Retirement Savings Plan Effectively

A strong retirement savings plan like the Canada Retirement Savings Plan (CRSP) is essential to ensure financial security in your golden years. With tax-saving advantages and customizable options, understanding how to maximize contributions and withdrawals can help create a steady income stream tailored to your needs. Let’s explore strategies to optimize your CRSP benefits. Understanding…

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